Model a property investment from your own numbers, with the calculation shown.
Your assumptions stay in this browser on this device. They are not synced, not sent anywhere and not included in any enquiry. Clearing site data removes them, so keep a JSON backup of anything that matters.
Next step, if you want one
The report above is generated. These are not — each one is work done by hand on the findings you just produced. Scope is agreed before anything is payable.
From
Three compared scenarios from one set of figures, with every assumption stated.
Nothing is charged automatically and no card is stored. The free tools stay free and complete — this is extra work on top, never a feature taken out of them.
Ask a question
Have a question about the model or about building something like it? Leave your email and Mr Usman will reply. Your assumptions and figures stay in this browser either way, and email is never required to use the tool.
If you would rather not do this yourself
Websites, CRM systems and the APIs that join them. The work is done remotely as a matter of course — past clients have been in Australia, Belgium and the UAE — and the scope is agreed and the quote fixed before anything is payable.
It looks like you are in the UAE
Websites, CRM systems and the APIs that join them, for businesses across the Emirates. WhatsApp is the fastest way to reach me, quotes and invoices are issued in AED, and meeting in person is possible when it helps. Scope is agreed and the quote fixed before anything is payable.
How the analysis works
Purchase price, rent, vacancy and the costs you have been quoted. Nothing is looked up or estimated for you: this tool holds no rental averages, transaction history, fee schedules, bank offers or exchange rates.
Each buying and running cost stays marked as unconfirmed until you enter a figure or state that it does not apply. An unconfirmed cost is reported as missing from the results rather than quietly treated as zero.
Net operating income, cap rate, cash-on-cash, debt service cover and break-even occupancy are kept apart and defined on the page. A ratio that has no answer — cover with no debt, cash-on-cash with no cash in — shows N/A with the reason.
Debt service comes from the real month-by-month amortisation, so an early settlement shows a part-year of payments and none after it. Year by year you get cash flow, cumulative cash flow, loan balance, value and equity.
Put two or three properties, or two or three sets of assumptions, side by side. Different currencies or different holding periods are flagged as not comparable rather than lined up as if they were.
Every figure comes from what you type. The tool does not know what property costs, what it rents for, what fees apply in your emirate or country, what a bank will lend you or what values will do next. Growth, appreciation and vacancy are assumptions you set, not forecasts. Tax is not modelled. Nothing here is investment, tax or legal advice, a valuation or a mortgage offer, and no result should be relied on without confirming each cost with the relevant provider.
Confirm every cost with the relevant provider, and take your own financial, tax and legal advice before committing. By using this tool, you agree to the Terms of Use.
Read the thinking